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Coverages Available Physical Damage Coverage- Covers damage to your boat. Replacement Cost , Agreed Value coverage and market value (actual cash value) for older boats. Liability Coverage- You can be held liable for injuries that happen to others while you are boating. We will pay for damages for bodily injury or property damage for which any insured person becomes liable through the ownership, maintenance or use of the insured watercraft. Medical Payments- Pays medical bills resulting from an accident that happens as a result of operating your boat. Trailer Coverage- An optional coverage that protects the trailer you use to tow your boat. Uninsured Boatowners- Protects you when another boater collides with the boat you are operating and that boater is not properly insured. Personal Effects Coverage- We offer both Replacement Cost coverage or market value (actual cash value) coverage for personal belongings stored inside the boat that are lost, stolen or damaged. Towing- Protects you if your boat breaks down on the water. Contact an Agent for a Free Quote
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